What to Consider Before Pursuing Auto Insurance Bad Faith Claims in Denver

You will want to consult a Denver personal injury attorney as soon as possible if you believe your insurance company has wrongfully denied or devalued your accident claim. You may be eligible to take legal action against them.

You pay your premiums and you are one of their customers so naturally your insurance company will provide you with everything you are entitled to in the event of a serious accident – right? Sadly, no. You might be surprised at how differently a company may act after you file an accident claim.

Reasons to File a Bad Faith Claim

To file a claim against your insurance company, you will need to establish that it’s based on more than just poor customer service. You must show that deliberately did not provide you with the service to which you are entitled.

Some of the reasons you might be able to file a bad faith claim in Denver include the following:

  • claims process has been unreasonable;
  • illegal activities involving your premiums;
  • no cause for canceling your policy;
  • undervaluing your claim;
  • unnecessarily withholding benefits;
  • denying coverage;
  • refusing to settle a claim without just cause;
  • failing to pay claim in a reasonable amount of time;
  • unfairly underpaying or denying claim; and
  • unjustly withholding your benefits.

If there was a violation of the Colorado Consumer Protection Act, this may also be considered a form of bad faith. If the insurance company assumed responsibility to act on your behalf when you purchased coverage, but failed to act in good faith, you could have a breach of fiduciary.

Consulting with a Denver Bad Faith Lawyer

As if dealing with the aftereffects of a car accident isn’t enough, if you are being treated unfairly by your insurance company, it could allow you to take legal action. Your insurance company is required to act in your best interest, such as to examine your case and reward you any monies that you rightfully deserve in a timely manner. When they don’t, it’s time to take action.

If you were seriously injured as a result of someone else’s negligence in Colorado, you may have the right to pursue compensation. To learn more about the mistakes that can destroy your claim, download a copy of our free book, “ 7 Costly Mistakes That Can Ruin Your Colorado Injury Case.”

A bad faith lawyer at D.J. Banovitz, L.L.C. can help you learn more about your legal rights. We serve residents in the greater Denver-Aurora Metro area, along with other locations throughout Colorado. Call today for a free initial consultation – 303-300-5060.

D.J. Banovitz’ career has always concentrated on trial practice and he has litigated hundreds of cases. His passion and sole career focus has been to seek justice for people suffering from personal injuries as the result of someone else’s negligence. The hallmark of the Law Office of D.J. Banovitz, is the total commitment to professionalism, quality, and personalized care of your injury case. D.J. has dedicated his professional life to helping those most in need and is a proud and active member of the Colorado Trial Lawyers Association. His experience includes volunteering for Colorado Rural Legal Services in Montrose, the Colorado Aids Project, consumer law, family law, criminal defense, and Alternative Defense Counsel for juveniles in Denver.