Tips for Finding Good Insurance after a Bad Faith Insurance Claim

After going through a bad faith insurance claim with a Denver personal injury attorney, Colorado claimants may see finding good insurance difficult; some may struggle to trust another insurance company. Finding good insurance is a matter of staying diligent and researching all insurance coverage options.

How to Find Good Insurance: Do Your Homework

Bad faith claims can happen with any type of insurance carrier. When they do, it’s important to enlist the help of a Denver personal injury attorney who can help Colorado claimants with issues related to bad faith. After a bad faith insurance claim, these tips may help claimants find good insurance:

  • Check complaint records. Consider checking the National Association of Insurance Commissioners and the Department of Regulatory Agencies. The former allows searchers to see closed complaints for each insurance company by state, code, etc. The latter allows searchers to look into disciplinary actions against insurance companies.
  • Work with an independent insurance agent. An independent agent will be familiar with local insurance laws and providers and be able to help individuals choose a trustworthy, well-reviewed insurance provider. Brokers work independently to find their clients insurance policies.
  • Look at more than just premiums. While the monthly premium is a huge factor, it shouldn’t be the only thing considered when hoping to find good insurance. In fact, a too-low premium could be red flag of low-quality coverage. Read the policy so you understand all that’s involved.

How do I recognize bad faith insurance?

Claimants often recognize certain tactics or circumstances that indicate a bad faith insurance claim is warranted with help from a Denver personal injury attorney who can help Colorado claimants with such issues.

Examples of bad faith practices are misrepresenting the terms of a claimant’s policy; requiring submission of unnecessary documentation or requiring submission of the same documents more than once; denying a claim without investigating; denying a clear-cut claim; and delaying a claim through poor communication and other stall tactics.

Claimants who recognize these signs can contact a personal injury attorney for help handling the original claim as well as filing a bad faith insurance claim against the insurance company.

How a Denver Personal Injury Attorney Can Help Colorado Claimants with Bad Faith Insurance Claims

Victims of bad faith insurance claims should speak with an attorney if they believe their claim was wrongfully denied or otherwise run into tactics they believe constitute bad faith on the part of the insurance company. A lawyer can help claimants deal with insurance adjusters and communicate with the insurance company to help avoid any delay or other bad faith tactics.

Bad faith claim victims in the Denver area can call a personal injury lawyer in Colorado. Contact D.J. Banovitz at 303-300-5060 to speak to set up an appointment to discuss a bad faith insurance claim, and consider the tips above regarding how to find good insurance.

D.J. Banovitz’ career has always concentrated on trial practice and he has litigated hundreds of cases. His passion and sole career focus has been to seek justice for people suffering from personal injuries as the result of someone else’s negligence. The hallmark of the Law Office of D.J. Banovitz, is the total commitment to professionalism, quality, and personalized care of your injury case. D.J. has dedicated his professional life to helping those most in need and is a proud and active member of the Colorado Trial Lawyers Association. His experience includes volunteering for Colorado Rural Legal Services in Montrose, the Colorado Aids Project, consumer law, family law, criminal defense, and Alternative Defense Counsel for juveniles in Denver.