Events Leading up to a Bad Faith Claim

Denver Bad Faith Claim Attorney Will Help You Deal with Insurance Companies

Insurance companies are obligated by law to protect their customers and treat them fairly when settling insurance cases; however, this does not always happen. Since the goal of insurance companies is to keep as much money as possible, they have tactics they use to keep customers from getting what they deserve.

If this happens to you, you may be understandably upset. The good news is that there are state and federal laws to protect consumers from bad faith claims. If you can provide evidence of bad faith from an insurance company, then you have a good chance of winning your case and receiving compensation for damages, especially if you have a Denver bad faith claim attorney on your side.

Examples of Bad Faith

A bad faith claim can include any of the following acts by the insurance company:

• takes action without keeping your rights in mind;
• denies your claim with a reason that is not listed as excluded in your policy;
• fails to process your claim;
• does not settle according to your policy limits; and
• makes a low-ball offer, one that is well below what you deserve.

If you have any questions about how an insurance company processed your claim, they should be able to answer your questions thoroughly. If they give vague answers or avoid the question altogether, then you may want to proceed with a bad faith claim.

Types of Evidence Needed

If you feel you have a bad faith claim against an insurance company, you will need proof. You should act quickly to obtain the following documents from the insurance company:

• your policy;
• your claim documents; and
• the insurance company’s protocol for handling claims.

You should also use the following documents and records as proof:

• your version of the policy and any associated documents;
• records of all communication with the insurance company (telephone calls, emails, faxes, letters, etc.); and
• any questions you have for the insurance company.

What Happens Next

Use this information to contact a Denver bad faith claim attorney and file a claim. You are allowed to file for all damages, plus punitive damages. A judge will review the information and make a ruling. If the policy is confusing or unclear, the judge typically rules in favor of the consumer.

Contacting a Lawyer

If you feel you may have a claim, contact the Law Office of D.J. Banovitz. He is a Denver bad faith claim attorney who can help you get the justice you deserve. Contact him today at (303) 300-5060 and request your free booklet, 7 Costly Mistakes that can Ruin Your Colorado Injury Case.