Insurance Company Role in a Personal Injury Lawsuit

If you are involved in any type of accident that causes you injury, your first point of contact is usually your insurance company. In a personal injury lawsuit, it is important that your insurance company, as well as the insurance company of the other party, is aware of the incident so you can file a claim and receive the compensation you deserve. It can be difficult to deal with an insurance company alone, so contact a Denver personal injury attorney for help with your case.

The First Steps

When you contact the insurance company, a claims adjuster will handle your claim. It’s best to remember that insurance companies are not looking out for your best interests. They want to keep the cash in their pockets, so they will look for any way to pay you as little as possible or deny your claim altogether. Therefore, be careful about volunteering any information that could reflect negatively on you. A Denver personal injury attorney will look out for your best interests; it is best to contact one before communicating with insurance companies.

However, you should comply with the insurance claims adjuster’s requests. They will need copies of medical bills and estimates for any damage, so be sure to provide these promptly. Once they have everything they need, they may offer you a settlement. The settlement is based on a formula that insurance companies use.

The Settlement

Think about the settlement offer thoroughly before accepting it. Take into account your medical bills, lost wages, property damage, and pain and suffering. If you may need further medical treatment, you may want to wait to settle. A Denver personal injury attorney can review the settlement and determine if you should accept the settlement.

If You Consider a Personal Injury Lawsuit

If you don’t accept the offer, then you may consider filing a personal injury lawsuit. Although having the case go to trial may result in a bigger settlement, the process can be lengthy. What’s more, there is no guarantee that you will win your case.

Contacting a Lawyer

If you are filing a personal injury lawsuit, you need an experienced Denver personal injury attorney to handle your case. The Law Office of D.J. Banovitz has the skills and knowledge to help you win your personal injury lawsuit. Contact him today at (303) 300-5060 and request your free booklet 7 Costly Mistakes that can Ruin Your Colorado Injury Case.